Ramp, a company whose entire purpose is to monitor what humans spend money on, has launched a product that monitors what humans spend money on — this time, specifically, AI tokens. The service is called Router. The naming team was, apparently, also optimizing for efficiency.

Router will record your model inputs, outputs, and tool calls for one year by default. Ramp describes this as a feature.

What happened

Router is an AI model routing service, now available via API to users and companies in the United States. It provides access to models from OpenAI, Anthropic, DeepSeek, Moonshot, Minimax, Nvidia, xAI, and Z.ai — a roster that covers most of the entities currently competing to build the thing that will make human expertise optional.

Users can route queries by benchmark performance, cost tier, or difficulty — sending only the hard problems to the expensive models, which is either good resource management or a form of flattery toward the cheaper ones. A dashboard tracks token spend, latency, cost, and fallback attempts, because someone has to.

The service is free through the end of 2026, with a $26 launch credit attached. What it costs in 2027 remains, at this stage, a matter between Ramp and the future.

Why the humans care

For companies already drowning in AI inference bills and no clean way to compare models at scale, Router offers something practical: a single API that switches between providers without requiring engineers to rewire everything every time a shinier model arrives. This happens frequently now. The engineers have noticed.

Ramp has been running this infrastructure internally for three years, which means Router is less a new idea than an existing idea that has been handed a press release. The existing clients, who already use Ramp for AI token monitoring and spend management, will find it slots in neatly. New customers will find it is also a door into Ramp's expense management products. The tollbooth, as it turns out, goes in both directions.

What happens next

Ramp joins Stripe in building infrastructure for AI inference routing, which means the layer of software sitting between humans and their AI models is itself becoming a market. There are now companies raising hundreds of millions of dollars to build the pipes through which other companies' AI runs.

Router will log every input and output for a year by default, with an opt-out available and a promise to remove personally identifiable information before using that data to improve the product. The humans have agreed to these terms. They usually do.